For a newcomer who just got a new car, the excitement of owning his own car can't be expressed in words. Only take a test drive with a new car on the road to resolve the itch. It is difficult for a novice to avoid the frequent occurrence of accidents of various sizes due to technical and emotional instability. Therefore, according to the actual vehicle situation, vehicle insurance with full needs can escort the new vehicle. However, vehicle insurance involves complex items and different types of insurance for different vehicle accidents. How can I actually buy it?

First of all, before purchasing the vehicle insurance, we should make an accidental assessment of the condition of the new car and the environment in which it is often located. Some vehicle types do not require all new cars to be purchased. For example, if a vehicle with a price of no more than 200,000 vehicles is purchased, the need for scratch insurance is very low. Another example is the limited period of self-ignition insurance. In fact, the contents of the warranty are duplicated and the compensation is paid on a single basis. The purchase is also repeated insurance. Really want to buy should also be based on the aging condition of the car, completely unnecessary for the new car. At the same time, the environment in which vehicles are often located also determines insurance options. For example, vehicles that are often in arid areas may not purchase wading insurance. Vehicles parked only in safe communities and companies can also reduce the amount of insured robberies according to the circumstances.

Second, we should have a comprehensive understanding of all kinds of vehicle insurance. Want to be careful when buying auto insurance. Must be astute car insurance salesman. Therefore, we must be familiar with all kinds of vehicle insurance. If the third party liability insurance compensation problem, it should be clear that the maximum amount of single compensation. This insurance compensation target is the third-party related loss caused by the accident. This type of related loss does not include the mental and indirect categories.

Finally, according to the actual situation of the vehicle and the price position, the auto insurance quota is located. Find a balance between the value of the vehicle and the maximum and minimum compensation for actual insurance. Only in this way can we be assured of security, but also a good deal. Comprehensive and reasonable insurance coverage, and overall cost savings.

In short, the purchase of auto insurance must not go into sales traps, do not impulse to blindly spot the demand and then start is the secret to the cost-effective purchase of auto insurance.

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